Kotak credit card farud

#1
Dear sir ,ma'am
I writing to inform you that two month ago i was applied online 199 kotak mahindra bank credit card i was received reference no is 1832437001470 i have physically card not received my home address but i have received 2000 rs deduction massage & he was generate my credit card bill
Please consider my mail its totally farud
 
#2
Dear applicant, We regret to inform you that your application no. 1828337002092 for Kotak credit card has not been approved as it does not fit into current evaluation process. Thank you.
Dec-18 Stmt for Kotak Credit Card xxxx8657 has been generated. Due date 12-Jan-19 Min Amt. Rs. 688.82 . Total Due Rs. 1987.82 . Your e-statement has been sent to your email address registered with the Bank. Visit Login to pay your bills and check detailed statement.
 

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