I want to return this credit card as this credit card is issued with false promises from your agent. I specifically told him that I want this card only if I get a higher credit limit than my current cards. And he told me that I was approved for 3,48,000. This was unrealistic but I still hoped that I would get around 1 Lac. But after receiving the card what I see is that I have 39k credit usage. Which is ridiculous. Also, I was told that I will receive an amazon gift card worth 500 as a welcome gift and now I see that I have to collect 2000 reward points to receive it. (2000 reward point = 2 Lac rs. It'll take around 20 months at this limit to get 2000 points.) I don't want this card. Close the account and Stop scamming people with false promises.